Pensions and retirement

In these uncertain economic times, it is important that we all start thinking about providing for our retirement. Pensions are one of the most tax efficient ways of providing a retirement income that will enable you to live comfortably and enjoy your later years.

In an ever changing market, FH Manning Financial Services Ltd will research all the pension plans available and provide a plan to meet your particular circumstances.

How can we help?

• Research pension schemes
• Mediate between pension provider and client
• Advice on pension benefits
• Pre-retirement planning
• Post-retirement planning
• Annuities and investments
• Taxation issues
• Equity release

Post-retirement advice

In addition to pre-retirement planning FH Manning Financial Services Ltd can provide advice on the most appropriate way to take the benefits you have accrued. There are many different types of annuity available including special rates available for certain health conditions and for smokers.

FH Manning Financial Services Ltd also provide independent advice on investments, insurance and estate planning.