Archive: February 2020

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Hello 2020

Five Key Trends for the Financial Services Industry in 2020

Five Key Trends for the Financial Services Industry in 2020 What does your vision for your finances look like in 2020? How are you planning to improve your financial stability, decrease debt, and increase your ability to plan for the future? Take a look at these five key trends in the financial services industry–and how Read More +

Santa having a cup of Tea with his Elf helper

Where Would Father Christmas Be Without the Help of His Little Elves?

Every year, Father Christmas accomplishes the impossible: delivering toys to children all around the world in a single night. He maintains a magical list that tells him whether children are being naughty or nice, chooses the perfect gift for each child, and creates and wraps those gifts for all the good children around the world. Read More +

FH Manning can help you plan for your retirement - including christmas

Are you considering Christmas and the holidays as you plan your retirement?

Christmas and holidays can be a difficult time in retirement if you haven’t put enough aside ! Christmas comes but once a year – but it does come around every year whether you’re prepared for it or not. For many people, it can be an incredibly difficult time of year – especially if you haven’t set Read More +

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What are your plans for the future

and how will you pay for it? We all have dreams, things we would like to achieve during our lifetime.  What’s on your ‘bucket list’? Our initial discovery meetings always focus on what people are trying to get our of life.  This is the starting point for the development of every financial plan.  Often new Read More +

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You never know what’s around the corner.. be prepared 20 years ago I joined F H Manning to be part of the Investment team, researching shares and other investments as part of a discretionary mandate.  Today I spent 25% of my time doing research and the other 75% of my time meeting clients, discussing financial goals and lifestyle planning. 3 years Read More +

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Why should you save?

We are constantly being told it is important to save.  But why sacrifice the present for an unknown future? Saving is not just about having a pot of money for when you stop work.  Saving give you choices, flexibility and freedom.  Many people know that they want enough money accumulated to stop work at a Read More +

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Are you working too hard?

How you will be remembered? Most business people, and some employees, are guilty of working outside their standard hours.  For a variety of reasons we feel compelled to stay an extra hour or take work home. We think it will make life easier or keep our boss happy. Indeed, this article was written one evening Read More +

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How to write a financial plan – Part 2

how to get to where you are going Financial Planning is a bit like booking a holiday.  You know where you are, you know where you want to get to, now you need to work out how to get there. Some people spend hours online researching and doing it themselves (and that is fine).  They Read More +

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How to write a financial plan – Part 3

…no not part 2 – that comes later! Like every good story, a Financial Plan has a beginning, a middle and an end.  I have never written a book but I would imagine that writers don’t necessarily write in that order, and that is the same with a financial plan. Having followed step 1 and Read More +

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How to write a financial plan – Part 1

Understand your current position A financial plan will provide you with a clear picture of where you are currently and where you are heading.  It will make all financial decisions easier because you will understand what the impact will be in the longer term. The process of creating a financial plan will involve thinking about Read More +