Income Planning

For those who have stopped work or require an income to support their lifestyle this service is designed to give you peace of mind that you are working with a planner who can ensure you can maintain your desired lifestyle, without the fear of running out of money.

Our financial planners use various tools to model your future and demonstrate the sustainability of your lifestyle. With income one of the most important aspect we designed this service is on a fixed fee basis so that you can be assured that our fees will never come as a surprise.

Because life often gets in the way of even the best plan, our regular review meetings will help you stay on track. We will be the partner for your financial future, offering advice and a second opinion on any matter which may impact your future lifestyle.

UNSURE IF WE CAN HELP?

If you are not sure whether our services can assist you, why not come in and see us or give us a call? Your first appointment is completely free of charge. We will inform you of all the costs involved prior to carrying out any work on your behalf.

Forms of payment vary dependent upon the type of work we carry out but in most circumstances charges can be deducted from the plan or investment.

Based in Horncastle, Lincolnshire, FH Manning Financial Services Ltd is a totally independent company that is owned by the current directors. All of our directors have their own area of expertise and play a pivotal role in the daily running of our business.

01507 527 383
Cole Mills: cwgm@fhmanning.co.uk

THE SERVICE INCLUDES:

Looking to the future
  • Cash flow forecast reviewed annually to help ‘see’ what the future holds
  • Annual reviews on the sustainability of your current investment / pension income
  • Analysis of alternative income solutions annually
Second Opinion Service
  • Advice on any other matter, where a second opinion is needed
Regular meetings
  • Annual meetings to continue to develop our relationship and provide information on your financial circumstances
Contact
  • Telephone & email contact available
Commitment
  • Annual meetings – at the office or using the latest online meeting technology
  • Preferential Response to phone calls and emails
  • Regular newsletter by email
Portfolio Monitoring
  • In house Multi Asset portfolio based on your specific circumstances
  • Rebalancing of your portfolio on an annual basis
  • Annual recommendations to maximise tax allowances
Reporting
  • Summary report & valuation
  • Additional valuations at a cost
  • Fixed fee for service – issued at the annual review
Professional Service. At an additional cost
  • Providing strategic updates to your accountant or other professional advisers
  • Supplying tax year end information
  • Recommending Other Professionals as the need arises
  • Contacting companies on changes i.e. moving house etc
Tax Planning Service. At an additional cost
  • Providing tailored advice in conjunction with your other professional advisers
  • Inheritance & Estate Planning Advice
Remove the Hassle Service
  • To sort through any paperwork that you receive on an annual basis, ensuring you only retain the essential documentation.
Your Commitment
  • To share your outlook for the future and be willing to discuss your needs and objectives
  • To update us on any changes to your circumstances at the first available opportunity
  • To provide us with full information on your income and expenditure, attitude to risk and objectives and requirements
  • To provide us with full information on any existing investments, pension plans, life insurance and other products
FH Manning