Lifestyle Planning

How will I make sure I have enough money to maintain my lifestyle? When will I be able to retire? How much do I need to sell my business for?

These are just some of the questions we will help you to answer when you invest in this holistic service, putting you in charge of your financial future.

Our advisers and  team work with you to ensure that we understand what your success looks like and help set out the steps to ensure your long term goals are achieved, answering all your  financial  questions along the way.

The process involves challenging your current thinking to help you make long term financial decisions. It includes a comprehensive, visual forecast comprising of your current financial position, contingency planning and next steps to give you a roadmap to your financial future.

After the initial plan is agreed we construct a bespoke portfolio built around our desired lifestyle rather than a portfolio built around the products available – putting you first at every step. This may include pensions, investments and other assets.

Any plan is only valuable if it is followed and reviewed so the service includes a half yearly valuation and annual progress reports. Between reviews we will monitor your portfolio and contact you immediately as soon as any action is necessary. Either at the office, your home or virtually, you will have unlimited support to help you make every financial decision, big or small.

UNSURE IF WE CAN HELP?

If you are not sure whether our services can assist you, why not come in and see us or give us a call? Your first appointment is completely free of charge. We will inform you of all the costs involved prior to carrying out any work on your behalf.

Forms of payment vary dependent upon the type of work we carry out but in most circumstances charges can be deducted from the plan or investment.

Based in Horncastle, Lincolnshire, FH Manning Financial Services Ltd is a totally independent company that is owned by the current directors. All of our directors have their own area of expertise and play a pivotal role in the daily running of our business.

01507 527 383
clm@fhmanning.co.uk

THE SERVICE INCLUDES:

Looking to the future
  • Comprehensive cash flow forecasting to help ‘see’ what the future holds
  • What if? scenario planning
Second Opinion Service
  • Advice on any other matter, where a second opinion is needed
Regular meetings
  • Regular opportunities to meet to continue to develop our relationship and provide information on the progress of your financial plan
Contact Commitment
  • Unlimited telephone & email access
  • Out of office contact with your adviser
  • Priority Response to phone calls and emails within 24 hours
  • Unlimited meetings – either face to face or using the latest online meeting technology
  • Meetings at a location of your choice
  • Evening & weekend meetings if required
  • Regular newsletter by email or post
Portfolio Monitoring
  • In house designed portfolio based on your specific circumstances
  • Regular updates and recommendations during the review period
  • Timely recommendations to maximise tax allowances between reviews
Reporting
  • Detailed report
  • Unlimited additional valuations
  • Reports on a date chosen by you
Professional Service
  • Providing strategic updates to your accountant or other professional advisers
  • Supplying tax year end information
  • Recommending Other Professionals as the need arises
  • Contacting companies on changes i.e. moving house etc
Tax Planning Service
  • Providing tailored advice in conjunction with your other professional advisers
  • Inheritance & Estate Planning Advice
  • Inheritance tax calculation on an annual basis where applicable
Remove the Hassle Service
  • To sort through any paperwork that you receive on a regular basis, ensuring you only retain the essential documentation.
Your commitment
  • To share your outlook for the future and be willing to discuss your needs and objectives
  • To update us on any changes to your circumstances at the first available opportunity
  • To provide us with full information on your income and expenditure, attitude to risk and objectives and requirements
  • To provide us with full information on any existing investments, pension plans, life insurance and other products
FH Manning