Major life events, like loss of work and death, change your family’s income dynamic and strain your finances. These changes have a ripple effect on most other areas of your life, so they necessitate a financial plan sooner rather than later. A financial plan consists of your financial goals, assets, and liabilities, and it should Read More +

Every year approximately 680,000 new businesses are launched in the United Kingdom. The desire to own a business and financial independence is the driving force for many new entrepreneurs. Businesses like local shops, food trucks, or online services are a few examples of small and medium-sized businesses coming up. Setting up a new business involves Read More +

Many organisations, small business and family-owned businesses face challenges when transitioning due to a lack of proper ways to tackle succession planning.  There is a loss of decades of knowledge and experience when a key employee departs or retires. This is then followed by a turbulent transition which in many cases interferes with the future Read More +

Advice and guidance for your 20s, 30s, 40s, 50s and 60s You won’t work forever. At some point, whether you like it or not, you will have to retire and depend on what you have saved for the years you have been working. Sadly, some people have nothing to show by the time they reach Read More +

Christmas is just around the corner. A time to celebrate family, experience simple joys, indulge in tradition, and embrace in the spirit of giving. Unfortunately, it is not uncommon to give a bit more than you’re able, and end up spending months compensating for the overspending. Giving gifts to your loved one’s feels good, and Read More +

Our very own financial advisor, Claire Markham has been working diligently with Mrs. A to help her achieve financial freedom for a new way of life. It’s never too late to turn your life around! The first step is to be willing to discuss your finances. The subject of finances is taboo, but it’s necessary to build Read More +

I know that times are tough right now. With the advent of the COVID-19 pandemic, many of us have been forced to tighten our belts and monitor our investments more closely. Stocks have been on a turbulent ride these past few months, and the cost of basic goods and services has gone through the roof. Read More +

Engaging in good, solid financial planning practices with the help of an experienced financial adviser is essential in order to meet all of your long-term financial goals. What happens when you connect all of your smaller financial goals into one big, comprehensive picture, creating a kind of road map for the future? Integrating your financial Read More +

Life is filled with unexpected challenges. You may, with no warning at all, find yourself facing unexpected circumstances: job loss, changing jobs, moving house, having children, and more. Often, you may find yourself dealing with circumstances you never had to anticipate. Do you know who to turn to when you face those issues in your Read More +

Over the past week, Claire from FH Manning Financial Services has had a number of telephone conversations with her clients: a chance to catch up and see how they’re managing throughout the current situation. Many of these conversations naturally circled around personal finances. Generally, however, they centred around a common theme: how they were doing Read More +