…no not part 2 – that comes later! Like every good story, a Financial Plan has a beginning, a middle and an end.  I have never written a book but I would imagine that writers don’t necessarily write in that order, and that is the same with a financial plan. Having followed step 1 and Read More +

Understand your current position A financial plan will provide you with a clear picture of where you are currently and where you are heading.  It will make all financial decisions easier because you will understand what the impact will be in the longer term. The process of creating a financial plan will involve thinking about Read More +

I recently read an interesting article by an American Financial Planner.  She had met a lady who, despite her reasonable salary, never had any money left at the end of the month and had no savings.  The Planner talked to her about why she thought that was and it transpired that as a child her Read More +

… for a very important date (5th April) As the end of the tax year approaches we always get a number of enquiries about pension contributions, ISA investments and other tax planning strategies. With the vast array of tax planning opportunities available, particularly for small business owners and higher rate tax payers time is needed Read More +

you’ll get more out of it than you think. There are many reasons why building a relationship with a Financial Planner can be beneficial.  Of course there are financial reasons but there are other rather more important areas where you can benefit. As part of the process of getting to know a client we like Read More +

Based on research by Legal & General It is a well known fact that the majority of the UK population do not save enough.  Research by Legal and General has found the average UK employee has enough savings to last just 32 days.  Should the worst happen 26% believe their savings would last less than Read More +

…because you never know what lies ahead Circumstances change and we regularly have conversations with clients about moving house, property developments or perhaps even helping their children onto the property ladder. These are things which most people take time to consider carefully before they go ahead. What people don’t often consider is where the money Read More +

.. but you don’t know what your State Pension might be You may have already heard something like this on the radio or on Social Media but we think it is crucial to stress the importance on knowing your future financial position. For those over 65’s on ‘average’ income 53% is derived from the State Read More +

Small wins, every day I know what it is like, walking into the office on a Monday to a desk that looks like a paper factory.  It is not a great start to the week and before the phone has even rang you feel like you are going to have an uphill struggle. 2 years Read More +

Throughout our 47 year history we have focused our skills and attention of achieving the best client outcomes. This dedication to the financial planning professional has been recognised by the Chartered Insurance Institute with this exclusive title. We would like to begin sharing our experiences in a series of blog posts to give our clients Read More +